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  • Nontraditional Guarantees on Life and Annuity Products
    Guarantees on Life and Annuity Products Portion of the introduction and the table of contents to the full ... entitled “Nontraditional Guarantees on Life And Annuity Products.” Product development; 10515 12/1/2005 ...

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    • Authors: John P Glynn, Victoria L Pickering
    • Date: Dec 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Annuities>Guaranteed living benefits; Life Insurance>Secondary guarantees
  • Results of Universal Life, Indexed Universal Life and Variable Universal Life Survey
    interest to a large portion of the life industry. table { text-transform: uppercase; } By Carl Friedrich ... Product Matters!, November 2022 The results of Milliman’s 15th annual study of universal life (UL), indexed ...

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    • Authors: Carl Friedrich, Michelle Krysiak
    • Date: Oct 2022
    • Competency: Communication; External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • Results of Universal Life, Indexed Universal Life, and Variable Universal Life Survey
    adjusting YRT rates consistent with projected mortality, modeling expected experience with a margin on ... provided responses relative to the aggregation of mortality segments for determining credibility for UL/IUL/VUL ...

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    • Authors: Susan Saip
    • Date: Aug 2021
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Investment strategy - Life Insurance; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • 2009 Policyholder Behavior in the Tail Study Results for Universal Life Products with Secondary Guarantees
    2009 Policyholder Behavior in the Tail Study Results for Universal Life Products with Secondary ... Secondary Guarantees Discusses the results of the SOA’s 2009 UL secondary guarantee study conducted by the ...

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    • Authors: James Reiskytl
    • Date: Oct 2010
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Secondary guarantees
  • Universal Life and Indexed Universal Life Survey: Results
    Universal Life and Indexed Universal Life Survey: Results Key findings from Milliman's 2019/2020 ... Life Survey: Results Key findings from Milliman's 2019/2020 UL/IUL survey. Provides benchmarking for ...

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    • Authors: Susan Saip
    • Date: Aug 2020
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Underwriting - Life Insurance; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Capital - Life Insurance; Life Insurance>Accelerated underwriting; Life Insurance>Simplified issue
  • Insights in Life PBR Practices
    Standards Board targeted improvements, variable annuity reform, IFRS updates). Stakeholders need to be ... moved to PBR. Further information is presented in Table 1. Although a similar number of companies implemented ...

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    • Authors: Kevin Carr, Dylan Strother, Chris Whitney, Haley Christine Jeorgesen , Simon Gervais
    • Date: Sep 2019
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Product development - Life Insurance; Life Insurance>Universal life; Life Insurance>Whole life
  • Insights Into Life PBR Emerging Practices
    Practice • Seventy percent of respondents aggregate mortality experience across products, risk classes, tobacco ... guaranteed YRT rates to recoup all of the excess mortality assumed under PBR 1 2 3 4 5 6 (1, 2, 5): ...

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    • Authors: Kevin Carr, Andrew Radel, Chris Whitney
    • Date: May 2019
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
  • SEAC Secondary Guarantees Debate
    NEWS from the Individual Life Insurance and Annuity Product Development Section Published by the Product ... nonforfeiture law. This is really the first instance in U.S. history where elected officials felt the need to ...

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    • Authors: Society of Actuaries
    • Date: Dec 1999
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Secondary guarantees
  • Lapse Experience Under Lapse-Supported Products
    August 2005 report “2005 Credit Issues and Trends for U.S. Life and Health Insurance,” Moody’s stated that ... Actuaries, 2004. http://www. s o a . o r g / c c m / c o n t e n t / a r e a s - o f - practice/health/e ...

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    • Authors: Dominique Lebel
    • Date: Dec 2005
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Experience Studies & Data; Life Insurance>Secondary guarantees; Long-term Care
  • Do You Have a Combo Product With a Secondary Guarantee? If so, Get Ready for PBR
    Possible E« ects of Negative Interest Rates on the U.S. Life Insurance Industry By Richard de Haan and ... years after the great financial crisis of 2008, U.S. treasury rates remain at multi-generational lows ...

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    • Authors: Kevin Healy, Benjamin Slutsker
    • Date: Jun 2017
    • Competency: Results-Oriented Solutions>Actionable recommendations; Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Long-term Care>Long-term care insurance
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